Tip Calculator
Tip, total and each person’s share.
Optional
Enter it to tip on the pre-tax amount.
Round each share up?
Your result
—
Enter your numbers to see the result.
This tip calculator works out the tip, the total bill and what each person owes. Choose a tip percentage, decide whether to tip on the amount before or after tax, and round each share up to the nearest dollar if you like. If you earn tips yourself, the guide below explains the 2026 federal deduction for qualified tips.
What is a Tip Calculator?
Tipping is customary in the US for many services, especially restaurant table service, where 15–20% is common, and many people tip around 18–20% today. A tip calculator saves the mental math, lets you tip on the pre-tax amount, and splits the bill fairly among a group.
For workers, tips are taxable income. From 2025 through 2028, the One Big Beautiful Bill Act lets eligible workers in tipped occupations deduct up to $25,000 of qualified tips from federal income tax, phasing out at higher incomes. Tips are still subject to Social Security and Medicare tax.
How does the Tip Calculator work?
If you enter the sales tax, the calculator subtracts it to get the pre-tax amount and applies the tip percentage to that. It adds the tip to the bill and divides by the number of people.
With rounding on, each share is rounded up to the next dollar and the extra is added to the tip.
How to use the Tip Calculator step by step
- Enter the bill total.
- Optionally enter the sales tax to tip on the pre-tax amount.
- Choose the tip percentage.
- Enter the number of people.
- Choose whether to round each share up.
- Read the tip, total and each person’s share.
Tip Calculator example with real numbers
Four friends get a $128.40 dinner bill, which includes $10.40 of sales tax. They want to leave an 18% tip on the pre-tax amount and split the total evenly.
| Example input | Value |
|---|---|
| Bill total (including tax) | $128.40 |
| Sales tax on the bill (optional) | $10.40 |
| Tip | 18% |
| Number of people | 4 |
| Round each share up? | No |
| Example output | Value |
|---|---|
| Each person pays | $37.41 |
| Tip amount | $21.24 |
| Total with tip | $149.64 |
| Tip calculated on | $118.00 (before tax) |
| Effective tip rate | 18.0% |
The tip calculator works out a tip of $21.24 and a total of $149.64, so each person pays $37.41.
Key features of this Tip Calculator
- Tip on pre-tax or total amount
- Split among any number of people
- Round-up option
- Effective tip rate
- Fast on mobile
Who should use the Tip Calculator?
Who is this Tip Calculator for?
- Diners and groups splitting a bill
- Travelers unfamiliar with US tipping
- Delivery and rideshare customers
- Tipped workers learning about the tips deduction
Practical use cases
- Splitting a dinner bill four ways
- Working out 20% on a delivery order
- Tipping on the pre-tax amount
- Rounding shares for cash payments
Key benefits
- Quick: no mental math.
- Fair: even splits and pre-tax tipping.
- Flexible: any percentage.
- Mobile-friendly: big inputs.
Tips for better results
- Check whether a service charge or gratuity is already included, common for large groups.
- Tip on the pre-tax amount if you prefer; both are common.
- For counter service and takeout, tipping is optional and often lower.
- Tipped workers should keep records; reported tips are needed for the federal deduction.
Common mistakes to avoid
- Tipping twice when a gratuity is already added.
- Forgetting the tax when splitting a bill.
- Assuming tipped income is fully tax-free.
- Not reporting cash tips to your employer.
Limitations of this Tip Calculator
- It splits the bill evenly; uneven orders need separate checks.
- It doesn’t calculate tax on tips for workers.
- Local tipping customs vary.
Tip Calculator vs other ways to calculate
| Service | Common tip |
|---|---|
| Sit-down restaurant | 15–20%+ |
| Food delivery | 10–20% or a few dollars |
| Bartender | $1–$2 per drink or 15–20% |
| Hair salon | 15–20% |
| Counter service | Optional |
For sales tax on purchases, use the sales tax calculator. Tipped workers can estimate the effect of the new deduction in the income tax calculator.
Privacy and data handling
This Tip Calculator runs entirely in your browser. The numbers you type are not sent to Qorico or stored on any server, and nothing is saved after you close the page. The Copy and Download buttons create the result on your own device. If the page has analytics turned on, it may count that a calculation happened, but it does not record the values you entered.
Tip Calculator FAQs
How much should I tip at a restaurant?
15–20% of the pre-tax bill is standard for table service in the US; many people now tip around 18–20%.
How do I split a tip among people?
Add the tip to the bill and divide by the number of people. The calculator does this and can round up.
Are tips tax-free in 2026?
Not entirely. Eligible workers can deduct up to $25,000 of qualified tips from federal income tax for 2025–2028, but Social Security and Medicare tax still apply, and many states still tax tips.
Should I tip on the pre-tax or post-tax amount?
Either is acceptable. Tipping on the pre-tax amount is traditional; tipping on the total is simpler.
What is a 20% tip on $100?
$20, for a total of $120.
Do I tip on takeout?
It’s optional. Many people leave 10% or a few dollars for larger orders.
Related tools
Sources and references
We checked the method and the current figures used in this Tip Calculator against these official and primary sources:
- IRS: Tip recordkeeping and reporting
- IRS: Working Families Tax Cuts (One Big Beautiful Bill provisions)
- U.S. Department of Labor: wages and overtime
Written and reviewed by the Qorico Team
